How to file personal bankruptcy includes a consultation with a personal bankruptcy attorney in which he or she can inform you on whether or not your bankruptcy would “pass” a means test.  Discuss this with your bankruptcy attorney if you have questions, and ensure that you fully disclose all of your financial information accurately and honestly to best assess whether or not your situation qualifies for a chapter 7 bankruptcy.

When filing for Chapter 7 bankruptcy, your application will be subject to a means test to ensure that you qualify for this type of bankruptcy. While the means test can be quite involved and complicated, this brief article outlines the process that the courts undergo when determining your eligibility for Chapter 7 bankruptcy.
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